/* ===== RESET & BASE ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:      #0d1b2a;
  --navy-mid:  #1a2f47;
  --navy-light:#223858;
  --gold:      #c8972a;
  --gold-light:#e0b04a;
  --gold-pale: #f5e6c0;
  --white:     #ffffff;
  --gray-50:   #f8f9fb;
  --gray-100:  #eef0f4;
  --gray-300:  #c4cad6;
  --gray-500:  #7a8499;
  --gray-700:  #3d4557;
  --gray-900:  #1a1f2e;
  --green:     #1a7a4a;

  --font-body:    'Inter', sans-serif;
  --font-display: 'Playfair Display', serif;

  --shadow-sm:  0 1px 4px rgba(13,27,42,.08);
  --shadow-md:  0 4px 16px rgba(13,27,42,.12);
  --shadow-lg:  0 8px 32px rgba(13,27,42,.18);

  --radius:   10px;
  --radius-lg:18px;
  --transition: .25s ease;
}

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font-body);
  color: var(--gray-900);
  background: var(--white);
  line-height: 1.6;
  overflow-x: hidden;
}

a { color: inherit; text-decoration: none; }
img { display: block; max-width: 100%; }
ul { list-style: none; }

.container {
  width: min(1160px, 92vw);
  margin-inline: auto;
}

/* ===== BUTTONS ===== */
.btn {
  display: inline-flex;
  align-items: center;
  gap: .5rem;
  padding: .75rem 1.75rem;
  border-radius: 50px;
  font-weight: 600;
  font-size: .95rem;
  cursor: pointer;
  border: 2px solid transparent;
  transition: all var(--transition);
  white-space: nowrap;
}
.btn--primary {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
}
.btn--primary:hover { background: var(--gold-light); border-color: var(--gold-light); transform: translateY(-2px); box-shadow: 0 6px 20px rgba(200,151,42,.35); }
.btn--outline {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,.55);
}
.btn--outline:hover { background: rgba(255,255,255,.12); border-color: var(--white); }
.btn--lg { padding: 1rem 2.25rem; font-size: 1.05rem; }
.btn--full { width: 100%; justify-content: center; }

/* ===== SECTION COMMON ===== */
.section { padding: 5rem 0; }

.section__header {
  text-align: center;
  margin-bottom: 3.5rem;
}
.section__header--light .section__title { color: var(--white); }
.section__header--light .section__desc  { color: rgba(255,255,255,.72); }

.section__tag {
  display: inline-block;
  background: var(--gold-pale);
  color: var(--gold);
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
  padding: .3rem 1rem;
  border-radius: 50px;
  margin-bottom: 1rem;
}
.section__tag--light {
  background: rgba(200,151,42,.18);
  color: var(--gold-light);
}
.section__title {
  font-family: var(--font-display);
  font-size: clamp(1.9rem, 3.5vw, 2.8rem);
  color: var(--navy);
  line-height: 1.2;
  margin-bottom: .75rem;
}
.section__title--light { color: var(--white); }
.section__desc {
  font-size: 1.05rem;
  color: var(--gray-500);
  max-width: 600px;
  margin-inline: auto;
}

/* ===== HEADER ===== */
.header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  padding: 1rem 0;
  transition: all var(--transition);
  background: transparent;
}
.header.scrolled {
  background: var(--navy);
  box-shadow: var(--shadow-md);
  padding: .65rem 0;
}
.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

/* LOGO */
.logo {
  display: flex;
  align-items: center;
  gap: .75rem;
  text-decoration: none;
}
.logo__icon {
  width: 44px; height: 44px;
  background: var(--gold);
  color: var(--navy);
  border-radius: var(--radius);
  display: grid;
  place-items: center;
  font-weight: 800;
  font-size: 1rem;
  letter-spacing: .04em;
  flex-shrink: 0;
}
.logo__text { display: flex; flex-direction: column; }
.logo__name { font-weight: 700; font-size: 1rem; color: var(--white); line-height: 1.1; }
.logo__sub  { font-size: .7rem; color: rgba(255,255,255,.6); }

/* NAV */
.nav { display: flex; align-items: center; gap: .25rem; }
.nav__link {
  padding: .5rem 1rem;
  font-size: .9rem;
  font-weight: 500;
  color: rgba(255,255,255,.85);
  border-radius: 50px;
  transition: all var(--transition);
}
.nav__link:hover { color: var(--white); background: rgba(255,255,255,.1); }
.nav__link--cta {
  background: var(--gold);
  color: var(--navy) !important;
  font-weight: 600;
  margin-left: .5rem;
}
.nav__link--cta:hover { background: var(--gold-light); }

/* HAMBURGER */
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: .4rem;
}
.hamburger span {
  display: block;
  width: 26px; height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: all var(--transition);
}
.hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ===== HERO ===== */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: var(--navy);
  background-image: url('imagenes/G2TVEJAVVNAMJC2OX5YWYFSJ5E.jpg');
  background-size: cover;
  background-position: center 40%;
  background-attachment: fixed;
  overflow: hidden;
}
.hero__bg {
  position: absolute;
  inset: 0;
  background: linear-gradient(108deg,
    rgba(10,20,34,.93) 0%,
    rgba(10,20,34,.82) 45%,
    rgba(10,20,34,.5)  100%);
}
.hero__bg::after {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.018'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.hero__inner {
  position: relative;
  z-index: 1;
  padding: 8rem 0 5rem;
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  align-items: center;
  gap: 3.5rem;
}
.hero__form-card {
  background: var(--navy-mid);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: 0 32px 80px rgba(0,0,0,.7);
  border: 1px solid rgba(200,151,42,.3);
  max-width: 380px;
  width: 100%;
  margin-left: auto;
  flex-shrink: 0;
}
.hero__form-header {
  background: var(--gold);
  color: var(--navy);
  font-weight: 800;
  font-size: 1.15rem;
  text-align: center;
  padding: 1.1rem 1.5rem;
  line-height: 1.3;
  letter-spacing: .01em;
}
.hero__form {
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  gap: .8rem;
}
.hero__form input,
.hero__form textarea {
  background: rgba(255,255,255,.07);
  border: 1.5px solid rgba(255,255,255,.16);
  border-radius: var(--radius);
  padding: .72rem 1rem;
  color: var(--white);
  font-family: var(--font-body);
  font-size: .88rem;
  transition: border-color var(--transition), background var(--transition);
  width: 100%;
  resize: none;
}
.hero__form input:focus,
.hero__form textarea:focus {
  outline: none;
  border-color: var(--gold);
  background: rgba(255,255,255,.11);
}
.hero__form input::placeholder,
.hero__form textarea::placeholder { color: rgba(255,255,255,.4); }
.hero__form button {
  background: var(--gold);
  color: var(--navy);
  font-weight: 700;
  border: none;
  padding: .9rem 1rem;
  border-radius: var(--radius);
  cursor: pointer;
  font-size: .92rem;
  font-family: var(--font-body);
  transition: all var(--transition);
  width: 100%;
}
.hero__form button:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(200,151,42,.4);
}
.hero__form-note {
  font-size: .72rem;
  color: rgba(255,255,255,.38);
  text-align: center;
}
.hero__badge {
  display: inline-flex;
  align-items: center;
  gap: .5rem;
  background: rgba(200,151,42,.18);
  border: 1px solid rgba(200,151,42,.35);
  color: var(--gold-light);
  font-size: .8rem;
  font-weight: 600;
  letter-spacing: .1em;
  text-transform: uppercase;
  padding: .35rem 1rem;
  border-radius: 50px;
  margin-bottom: 1.5rem;
}
.hero__badge::before {
  content: '';
  width: 8px; height: 8px;
  background: var(--gold);
  border-radius: 50%;
  animation: pulse 2s infinite;
}
@keyframes pulse {
  0%, 100% { opacity: 1; }
  50%       { opacity: .4; }
}
.hero__title {
  font-family: var(--font-display);
  font-size: clamp(2.4rem, 5.5vw, 4.2rem);
  color: var(--white);
  line-height: 1.12;
  margin-bottom: 1.5rem;
}
.hero__title--accent { color: var(--gold); }
.hero__desc {
  font-size: clamp(1rem, 2vw, 1.15rem);
  color: rgba(255,255,255,.72);
  max-width: 600px;
  margin-bottom: 2.5rem;
  line-height: 1.75;
}
.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  margin-bottom: 3.5rem;
}
.hero__stats {
  display: flex;
  align-items: center;
  gap: 2rem;
  flex-wrap: wrap;
}
.stat__divider {
  width: 1px; height: 40px;
  background: rgba(255,255,255,.2);
}
.stat__num {
  display: block;
  font-size: 1.8rem;
  font-weight: 800;
  color: var(--gold);
  line-height: 1;
}
.stat__label {
  display: block;
  font-size: .78rem;
  color: rgba(255,255,255,.55);
  margin-top: .25rem;
}
.hero__scroll {
  position: absolute;
  bottom: 2rem;
  left: 50%;
  transform: translateX(-50%);
  color: rgba(255,255,255,.4);
  font-size: 1.5rem;
  animation: bounce 2s infinite;
}
@keyframes bounce {
  0%, 100% { transform: translateX(-50%) translateY(0); }
  50%       { transform: translateX(-50%) translateY(8px); }
}

/* ===== SERVICES ===== */
.services { background: var(--gray-50); }
.services__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.75rem;
  align-items: stretch;
}
.service-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 2rem 1.75rem;
  border: 1px solid var(--gray-100);
  border-top: 3px solid var(--gold-pale);
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
  display: flex;
  flex-direction: column;
}
.service-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
  border-color: var(--gold-pale);
  border-top-color: var(--gold);
}
.service-card--featured {
  grid-column: span 2;
  border: 1px solid var(--gold);
  border-top: 3px solid var(--gold);
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
}
.service-card--featured:hover {
  border-color: var(--gold-light);
  border-top-color: var(--gold-light);
  box-shadow: 0 8px 32px rgba(200,151,42,.25);
}
.service-card--featured::before {
  content: 'Más solicitado';
  position: absolute;
  top: 1.25rem; right: -2rem;
  background: var(--gold);
  color: var(--navy);
  font-size: .7rem;
  font-weight: 700;
  padding: .25rem 2.5rem;
  transform: rotate(35deg);
  letter-spacing: .08em;
}
.service-card--featured .service-card__icon { background: rgba(200,151,42,.18); color: var(--gold); }
.service-card--featured .service-card__title { color: var(--white); font-size: 1.35rem; }
.service-card--featured .service-card__desc  { color: rgba(255,255,255,.7); }
.service-card--featured .service-card__list  { display: grid; grid-template-columns: 1fr 1fr; gap: .4rem 1.5rem; }
.service-card--featured .service-card__list li { color: rgba(255,255,255,.75); }
.service-card--featured .service-card__list li::before { color: var(--gold); }

.service-card__icon {
  width: 60px; height: 60px;
  background: var(--gold-pale);
  color: var(--gold);
  border-radius: var(--radius);
  display: grid;
  place-items: center;
  margin-bottom: 1.1rem;
  flex-shrink: 0;
}
.service-card__title {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: .65rem;
}
.service-card__desc {
  font-size: .88rem;
  color: var(--gray-500);
  margin-bottom: 1.1rem;
  line-height: 1.7;
  flex: 1;
}
.service-card__list { display: flex; flex-direction: column; gap: .4rem; }
.service-card__list li {
  font-size: .84rem;
  color: var(--gray-700);
  padding-left: 1.25rem;
  position: relative;
  line-height: 1.5;
}
.service-card__list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--gold);
  font-weight: 700;
}

/* ===== WHY ===== */
.why {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  position: relative;
  overflow: hidden;
}
.why__bg-shape {
  position: absolute;
  top: -200px; right: -200px;
  width: 600px; height: 600px;
  background: radial-gradient(circle, rgba(200,151,42,.12) 0%, transparent 70%);
  border-radius: 50%;
}
.why__grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.5rem;
}
.why-card {
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.1);
  border-radius: var(--radius-lg);
  padding: 2rem 1.75rem;
  transition: all var(--transition);
}
.why-card:hover {
  background: rgba(255,255,255,.1);
  border-color: rgba(200,151,42,.4);
  transform: translateY(-4px);
}
.why-card__num {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--gold);
  opacity: .25;
  line-height: 1;
  margin-bottom: .75rem;
  font-family: var(--font-display);
}
.why-card__title {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: .6rem;
}
.why-card__desc {
  font-size: .88rem;
  color: rgba(255,255,255,.62);
  line-height: 1.65;
}

/* ===== NOSOTROS / MV ===== */
.nosotros { background: var(--white); }
.mv__grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 2rem;
  margin-bottom: 3.5rem;
}
.mv-card {
  border-radius: var(--radius-lg);
  padding: 2.25rem;
  border: 1px solid var(--gray-100);
}
.mv-card--mision {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  border-color: transparent;
}
.mv-card--vision {
  background: var(--gray-50);
}
.mv-card__header {
  display: flex;
  align-items: center;
  gap: .75rem;
  margin-bottom: 1.25rem;
}
.mv-card__icon {
  width: 50px; height: 50px;
  border-radius: var(--radius);
  display: grid;
  place-items: center;
}
.mv-card--mision .mv-card__icon {
  background: rgba(200,151,42,.2);
  color: var(--gold);
}
.mv-card--vision .mv-card__icon {
  background: var(--gold-pale);
  color: var(--gold);
}
.mv-card__label {
  font-size: 1.3rem;
  font-weight: 700;
  font-family: var(--font-display);
}
.mv-card--mision .mv-card__label { color: var(--gold); }
.mv-card--vision .mv-card__label { color: var(--navy); }

.mv-card__text {
  font-size: .95rem;
  line-height: 1.8;
}
.mv-card--mision .mv-card__text { color: rgba(255,255,255,.8); }
.mv-card--vision .mv-card__text { color: var(--gray-700); }

.valores { text-align: center; }
.valores__title {
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 1.75rem;
  font-family: var(--font-display);
}
.valores__grid {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  justify-content: center;
}
.valor {
  display: flex;
  align-items: center;
  gap: .5rem;
  background: var(--gray-50);
  border: 1px solid var(--gray-100);
  border-radius: 50px;
  padding: .6rem 1.25rem;
  transition: all var(--transition);
}
.valor:hover {
  background: var(--gold-pale);
  border-color: var(--gold);
  transform: translateY(-2px);
}
.valor__icon { font-size: 1.1rem; }
.valor__name { font-size: .88rem; font-weight: 600; color: var(--navy); }

/* ===== PROCESO ===== */
.proceso { background: var(--gray-50); }
.proceso__steps {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 0;
  max-width: 720px;
  margin-inline: auto;
}
.step {
  display: flex;
  align-items: flex-start;
  gap: 1.5rem;
}
.step__num {
  flex-shrink: 0;
  width: 52px; height: 52px;
  background: var(--navy);
  color: var(--gold);
  border-radius: 50%;
  display: grid;
  place-items: center;
  font-size: 1.2rem;
  font-weight: 800;
  font-family: var(--font-display);
  box-shadow: 0 0 0 6px var(--gold-pale);
}
.step__content {
  padding: .25rem 0 2rem;
}
.step__title {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: .5rem;
}
.step__desc {
  font-size: .9rem;
  color: var(--gray-500);
  line-height: 1.7;
}
.step__connector {
  width: 2px;
  height: 2.5rem;
  background: linear-gradient(to bottom, var(--gold), var(--gold-pale));
  margin-left: 25px;
}

/* ===== CTA BANNER ===== */
.cta-banner {
  background:
    linear-gradient(rgba(170,110,10,.88), rgba(140,85,5,.93)),
    url('imagenes/prestamo-personal-vs-prestamo-empresa.jpg') center/cover fixed;
  padding: 3.5rem 0;
}
.cta-banner__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
  flex-wrap: wrap;
}
.cta-banner__text h2 {
  font-family: var(--font-display);
  font-size: clamp(1.4rem, 3vw, 2rem);
  color: var(--navy);
  margin-bottom: .4rem;
}
.cta-banner__text p {
  font-size: 1rem;
  color: rgba(13,27,42,.7);
}
.cta-banner .btn--primary {
  background: var(--navy);
  color: var(--white);
  border-color: var(--navy);
}
.cta-banner .btn--primary:hover {
  background: var(--navy-mid);
  border-color: var(--navy-mid);
}

/* ===== CONTACTO ===== */
.contacto { background: var(--white); }
.contacto__grid {
  display: grid;
  grid-template-columns: 1fr 1.6fr;
  gap: 4rem;
  align-items: start;
}
.contacto__info { display: flex; flex-direction: column; gap: 1.5rem; }
.contact-item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
}
.contact-item__icon {
  width: 44px; height: 44px;
  background: var(--gold-pale);
  color: var(--gold);
  border-radius: var(--radius);
  display: grid;
  place-items: center;
  flex-shrink: 0;
}
.contact-item__label {
  display: block;
  font-size: .75rem;
  color: var(--gray-500);
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: .08em;
  margin-bottom: .2rem;
}
.contact-item__value {
  font-size: .95rem;
  font-weight: 600;
  color: var(--navy);
  transition: color var(--transition);
}
a.contact-item__value:hover { color: var(--gold); }

.whatsapp-btn {
  display: inline-flex;
  align-items: center;
  gap: .6rem;
  background: #25D366;
  color: var(--white);
  font-weight: 600;
  font-size: .92rem;
  padding: .85rem 1.5rem;
  border-radius: 50px;
  transition: all var(--transition);
  margin-top: .5rem;
}
.whatsapp-btn:hover { background: #1da850; transform: translateY(-2px); box-shadow: 0 6px 20px rgba(37,211,102,.35); }

/* FORM */
.contacto__form {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
  background: var(--gray-50);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  border: 1px solid var(--gray-100);
}
.form__row { display: grid; grid-template-columns: 1fr 1fr; gap: 1.25rem; }
.form__group { display: flex; flex-direction: column; gap: .45rem; }
.form__group label {
  font-size: .82rem;
  font-weight: 600;
  color: var(--gray-700);
  letter-spacing: .04em;
}
.form__group input,
.form__group select,
.form__group textarea {
  padding: .75rem 1rem;
  border: 1.5px solid var(--gray-300);
  border-radius: var(--radius);
  font-family: var(--font-body);
  font-size: .92rem;
  color: var(--gray-900);
  background: var(--white);
  transition: border-color var(--transition), box-shadow var(--transition);
  outline: none;
  resize: vertical;
}
.form__group input:focus,
.form__group select:focus,
.form__group textarea:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(200,151,42,.15);
}
.form__note {
  font-size: .78rem;
  color: var(--gray-500);
  text-align: center;
}

/* ===== FOOTER ===== */
.footer {
  background: var(--navy);
  padding: 4rem 0 0;
}
.footer__inner {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.5fr;
  gap: 3rem;
  padding-bottom: 3rem;
  border-bottom: 1px solid rgba(255,255,255,.1);
}
.footer__tagline {
  font-size: .88rem;
  color: rgba(255,255,255,.5);
  margin-top: 1rem;
  line-height: 1.65;
}
.footer__links {
  display: flex;
  flex-direction: column;
  gap: .6rem;
}
.footer__links h4, .footer__contact h4 {
  font-size: .82rem;
  font-weight: 700;
  color: var(--gold);
  letter-spacing: .1em;
  text-transform: uppercase;
  margin-bottom: .5rem;
}
.footer__links a {
  font-size: .88rem;
  color: rgba(255,255,255,.55);
  transition: color var(--transition);
}
.footer__links a:hover { color: var(--gold-light); }
.footer__contact { display: flex; flex-direction: column; gap: .6rem; }
.footer__contact p, .footer__contact a {
  font-size: .88rem;
  color: rgba(255,255,255,.55);
  transition: color var(--transition);
}
.footer__contact a:hover { color: var(--gold-light); }

.footer__bottom {
  padding: 1.25rem 0;
}
.footer__bottom .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: .5rem;
}
.footer__bottom p {
  font-size: .8rem;
  color: rgba(255,255,255,.35);
}

/* ===== RESPONSIVE ===== */
@media (max-width: 900px) {
  .contacto__grid { grid-template-columns: 1fr; gap: 2.5rem; }
  .footer__inner  { grid-template-columns: 1fr 1fr; gap: 2rem; }
}

@media (max-width: 768px) {
  .nav {
    display: none;
    position: fixed;
    top: 0; left: 0; right: 0; bottom: 0;
    background: var(--navy);
    flex-direction: column;
    justify-content: center;
    align-items: center;
    gap: 1.5rem;
    z-index: 999;
  }
  .nav.open { display: flex; }
  .nav__link { font-size: 1.2rem; }
  .hamburger { display: flex; z-index: 1001; }

  .hero__inner { grid-template-columns: 1fr; }
  .hero__form-card { max-width: 100%; margin: 0; }
  .hero__stats { gap: 1.25rem; }
  .stat__divider { display: none; }
  .form__row { grid-template-columns: 1fr; }
  .cta-banner__inner { flex-direction: column; text-align: center; }
  .footer__inner { grid-template-columns: 1fr; }
  .footer__bottom .container { justify-content: center; text-align: center; }
}

@media (max-width: 480px) {
  .section { padding: 3.5rem 0; }
  .hero__actions { flex-direction: column; align-items: flex-start; }
  .contacto__form { padding: 1.75rem 1.25rem; }
}

/* ===== NOSOTROS PHOTO STRIP ===== */
.nosotros__photo-strip {
  position: relative;
  width: 100%;
  height: 320px;
  border-radius: var(--radius-lg);
  overflow: hidden;
  margin-bottom: 2.75rem;
}
.nosotros__photo {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 35%;
  display: block;
}
.nosotros__photo-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to right, rgba(13,27,42,.88) 45%, rgba(13,27,42,.25) 100%);
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 2.5rem 3rem;
}
.nosotros__quote {
  font-family: var(--font-display);
  font-size: clamp(1.15rem, 2.5vw, 1.7rem);
  color: var(--white);
  font-style: italic;
  max-width: 520px;
  margin-bottom: .85rem;
  line-height: 1.35;
}
.nosotros__quote-sub {
  font-size: .82rem;
  color: var(--gold-light);
  font-weight: 600;
  letter-spacing: .06em;
  text-transform: uppercase;
}

/* ===== PROCESO CON IMAGEN ===== */
.proceso__layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}
.proceso__layout .proceso__steps {
  max-width: none;
  margin: 0;
}
.proceso__image {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}
.proceso__image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  min-height: 460px;
}

@media (max-width: 900px) {
  .proceso__layout { grid-template-columns: 1fr; }
  .proceso__image  { display: none; }
  .proceso__layout .proceso__steps { max-width: 720px; margin-inline: auto; }
}

/* ===== FEATURE ROWS ===== */
.features { background: var(--white); }
.feature-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4.5rem;
  align-items: center;
  padding: 3.5rem 0;
}
.feature-row + .feature-row {
  border-top: 1px solid var(--gray-100);
}
.feature-row--reverse { direction: rtl; }
.feature-row--reverse > * { direction: ltr; }
.feature-row__img {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}
.feature-row__img img {
  width: 100%;
  height: 360px;
  object-fit: cover;
  display: block;
  transition: transform .6s ease;
}
.feature-row__img:hover img { transform: scale(1.04); }
.feature-row__title {
  font-family: var(--font-display);
  font-size: clamp(1.5rem, 2.5vw, 2rem);
  color: var(--navy);
  margin: .75rem 0 1rem;
  line-height: 1.25;
}
.feature-row__content > p {
  font-size: .97rem;
  color: var(--gray-500);
  line-height: 1.8;
  margin-bottom: .75rem;
}
.feature-row__list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: .5rem;
  margin: 1rem 0 1.5rem;
}
.feature-row__list li {
  font-size: .9rem;
  color: var(--gray-700);
  padding-left: 1.4rem;
  position: relative;
  line-height: 1.6;
}
.feature-row__list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--gold);
  font-weight: 700;
}

/* ===== FEATURE FULL-BACKGROUND ===== */
.feature-fullbg {
  position: relative;
  background-size: cover;
  background-position: center;
  background-attachment: fixed;
  padding: 7rem 0;
  overflow: hidden;
}
.feature-fullbg__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(13,27,42,.92) 40%, rgba(13,27,42,.72) 100%);
}
.feature-fullbg .container { position: relative; z-index: 1; }
.feature-fullbg__inner {
  max-width: 680px;
}
.feature-fullbg__inner h2 {
  font-family: var(--font-display);
  font-size: clamp(1.75rem, 3.5vw, 2.75rem);
  color: var(--white);
  margin: .75rem 0 1.1rem;
  line-height: 1.2;
}
.feature-fullbg__inner p {
  font-size: 1.05rem;
  color: rgba(255,255,255,.75);
  line-height: 1.8;
  margin-bottom: 1.5rem;
}
.feature-fullbg__list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: .6rem;
  margin-bottom: 2rem;
}
.feature-fullbg__list li {
  font-size: .95rem;
  color: rgba(255,255,255,.85);
  padding-left: 1.5rem;
  position: relative;
}
.feature-fullbg__list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--gold-light);
  font-weight: 700;
}

/* ===== MVV TEASER ===== */
.mvv-teaser {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 60%, var(--navy-light) 100%);
  padding: 5.5rem 0;
  position: relative;
  overflow: hidden;
}
.mvv-teaser::before {
  content: '';
  position: absolute;
  top: -80px; right: -80px;
  width: 420px; height: 420px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(200,151,42,.12) 0%, transparent 70%);
  pointer-events: none;
}
.section__header--light { text-align: center; margin-bottom: 3.5rem; }
.section__tag--light {
  background: rgba(200,151,42,.18);
  color: var(--gold-light);
  border: 1px solid rgba(200,151,42,.3);
}
.section__title--light { color: var(--white); }
.section__desc--light  { color: rgba(255,255,255,.6); }

.mvv-teaser__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  margin-bottom: 3rem;
}
.mvv-teaser__card {
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.1);
  border-radius: var(--radius-lg);
  padding: 2rem 1.75rem;
  transition: background var(--transition), transform var(--transition);
}
.mvv-teaser__card:hover {
  background: rgba(255,255,255,.1);
  transform: translateY(-4px);
}
.mvv-teaser__card--accent {
  background: rgba(200,151,42,.15);
  border-color: rgba(200,151,42,.35);
}
.mvv-teaser__card--accent:hover { background: rgba(200,151,42,.22); }
.mvv-teaser__icon {
  width: 48px; height: 48px;
  background: rgba(200,151,42,.2);
  color: var(--gold-light);
  border-radius: var(--radius);
  display: grid;
  place-items: center;
  margin-bottom: 1.1rem;
}
.mvv-teaser__label {
  font-family: var(--font-display);
  font-size: 1.25rem;
  color: var(--white);
  margin-bottom: .75rem;
}
.mvv-teaser__text {
  font-size: .92rem;
  color: rgba(255,255,255,.65);
  line-height: 1.75;
}
.mvv-teaser__values {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  gap: .5rem;
}
.mvv-teaser__values li {
  font-size: .82rem;
  font-weight: 600;
  color: var(--gold-light);
  background: rgba(200,151,42,.15);
  border: 1px solid rgba(200,151,42,.3);
  border-radius: 50px;
  padding: .3rem .9rem;
}
.mvv-teaser__cta {
  text-align: center;
}
.btn--gold {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
  font-weight: 700;
}
.btn--gold:hover {
  background: var(--gold-light);
  border-color: var(--gold-light);
}
.btn--lg {
  padding: .95rem 2.25rem;
  font-size: 1rem;
}

/* ===== CONTACT IMAGE STRIP ===== */
.contacto__img-strip {
  position: relative;
  height: 220px;
  border-radius: var(--radius-lg);
  overflow: hidden;
  margin-bottom: 3rem;
}
.contacto__img-strip img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 55%;
  display: block;
}
.contacto__img-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to right, rgba(13,27,42,.82) 50%, rgba(13,27,42,.3) 100%);
  display: flex;
  align-items: center;
  padding: 2rem 3rem;
}
.contacto__img-overlay p {
  font-family: var(--font-display);
  font-size: clamp(1rem, 2.2vw, 1.45rem);
  color: var(--white);
  font-style: italic;
  max-width: 520px;
  line-height: 1.4;
}

/* ============================================
   RESPONSIVE — TABLET & MOBILE OVERHAUL
   ============================================ */

/* --- Tablet (≤1024px) --- */
@media (max-width: 1024px) {
  .hero__inner {
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
    padding: 7rem 0 4rem;
  }
  .services__grid              { grid-template-columns: repeat(2, 1fr); }
  .service-card--featured      { grid-column: span 2; }
  .services__grid .service-card--featured .service-card__list { grid-template-columns: 1fr 1fr; }
  .why__grid                   { grid-template-columns: repeat(2, 1fr); }
}

/* --- Tablet portrait / large phone (≤900px) --- */
@media (max-width: 900px) {
  .feature-row               { grid-template-columns: 1fr; gap: 2rem; direction: ltr; }
  .feature-row--reverse      { direction: ltr; }
  .feature-row__img img      { height: 280px; }
  .contacto__img-strip       { height: 170px; }
  .contacto__img-overlay     { padding: 1.5rem 2rem; }
  .nosotros__photo-strip     { height: 240px; }
  .mv__grid                  { grid-template-columns: 1fr; }
  .mvv-teaser__grid          { grid-template-columns: 1fr 1fr; }
}

/* --- Mobile (≤768px) --- */
@media (max-width: 768px) {
  /* hero */
  .hero                      { background-attachment: scroll; }
  .hero__inner               { grid-template-columns: 1fr; padding: 5.5rem 0 3rem; gap: 2rem; }
  .hero__form-card           { max-width: 100%; margin: 0; }
  .hero__content             { text-align: center; }
  .hero__badge               { margin-inline: auto; }
  .hero__actions             { justify-content: center; }
  .hero__stats               { justify-content: center; gap: 1.5rem; }
  .stat__divider             { display: none; }

  /* sections */
  .section                   { padding: 3.5rem 0; }

  /* services */
  .services__grid            { grid-template-columns: 1fr; }
  .service-card--featured    { grid-column: span 1; }
  .service-card--featured .service-card__list { grid-template-columns: 1fr; }

  /* why */
  .why__grid                 { grid-template-columns: 1fr; }

  /* nosotros */
  .nosotros__photo-strip     { height: 190px; }
  .nosotros__photo-overlay   { padding: 1.5rem; }
  .nosotros__quote           { font-size: 1rem; }
  .valores__grid             { gap: .6rem; }

  /* mvv teaser */
  .mvv-teaser                { padding: 4rem 0; }
  .mvv-teaser__grid          { grid-template-columns: 1fr; }

  /* feature fullbg */
  .feature-fullbg            { background-attachment: scroll; padding: 5rem 0; }

  /* features */
  .feature-row               { padding: 2rem 0; }
  .feature-row__img img      { height: 230px; }

  /* process */
  .step                      { gap: 1rem; }
  .step__num                 { width: 44px; height: 44px; font-size: 1rem; }

  /* cta */
  .cta-banner                { background-attachment: scroll; }
  .cta-banner__inner         { flex-direction: column; text-align: center; gap: 1.5rem; }

  /* contact */
  .contacto__grid            { grid-template-columns: 1fr; gap: 2rem; }
  .contacto__img-strip       { height: 150px; }
  .contacto__img-overlay     { padding: 1.25rem 1.5rem; }
  .form__row                 { grid-template-columns: 1fr; }

  /* footer */
  .footer__inner             { grid-template-columns: 1fr 1fr; gap: 2rem; }
  .footer__bottom .container { flex-direction: column; text-align: center; }
}

/* --- Small mobile (≤480px) --- */
@media (max-width: 480px) {
  .hero__title               { font-size: 2rem; }
  .hero__actions             { flex-direction: column; align-items: stretch; }
  .hero__actions .btn        { text-align: center; justify-content: center; }
  .hero__stats               { flex-direction: column; align-items: flex-start; gap: .75rem; }
  .why__grid                 { grid-template-columns: 1fr; }
  .nosotros__photo-strip     { height: 160px; }
  .mv__grid                  { grid-template-columns: 1fr; }
  .valores__grid             { flex-direction: column; align-items: flex-start; }
  .mvv-teaser__grid          { grid-template-columns: 1fr; }
  .contacto__form            { padding: 1.5rem 1rem; }
  .footer__inner             { grid-template-columns: 1fr; }
  .section__title            { font-size: 1.75rem; }
  .feature-row__img img      { height: 200px; }
  .contacto__img-strip       { display: none; }
}